DEPLOYMENT INSURANCE
The robot makes a decision.
The consequences are physical.
Injury, property damage and cyber-triggered harm belong in the same conversation as the autonomous task.
THE PHYSICAL CONSEQUENCES OF AI
Cover the work.
And what comes with it.
People, property and the machines themselves. Including the risks around autonomous decisions.
When a robot injures someone.
An unexpected movement injures a worker or someone near the deployment.
What shapes the assessment +
Task boundaries, guarding, supervision and third-party liability.
AUTONOMY IN THE WORDING
Read the policy
against the task.
A policy title tells you little about how it responds to an autonomous decision.
We review the insured activity, exclusions, third-party exposure and the customer’s requirements together. Hardware damage can be assessed alongside liability for what the robot does.
How the insurance is structured +
Our intended MGA model combines Hardsurance’s risk assessment with policies issued by a licensed insurance carrier. The agreed wording defines the cover, limits and exclusions.