ROBOTICS / PHYSICAL AI INSURANCE

Insurance that gets
robots deployed.

Your robot is ready for work. Give your customer a clear answer to who pays when something goes wrong.

THE WORK IS AUTONOMOUS.The responsibility is real.PEOPLE · PROPERTY · PHYSICAL AI

THE DEAL BEFORE THE DEPLOYMENT

A working robot.
A stalled deal.

The customer is ready. Procurement asks who pays if the robot injures someone, damages equipment or is hacked.

A standard policy can leave the autonomous task unclear. We start by reading that wording against the work your robot will actually do.

See the coverage areas ↗

THE PHYSICAL CONSEQUENCES OF AI

Cover the work.
And what comes with it.

People, property and the machines themselves. Including the risks around autonomous decisions.

Engineer beside an industrial robot cell
01 / COVERAGE AREA

When a robot injures someone.

An unexpected movement injures a worker or someone near the deployment.

What shapes the assessment +

Task boundaries, guarding, supervision and third-party liability.

Discuss this risk ↗

DEPLOYMENT-LED UNDERWRITING

We price your
deployment,
not a form.

The same robot is a different risk at every site. We look at the task, the people around it and the controls that keep it safe.

How the assessment works ↗
SAME PLATFORM · DIFFERENT DEPLOYMENT
People nearbyTrained staff
Robot taskRepetitive handling
Controls to reviewInterlocks · isolation · supervised restart

Check access during setup and maintenance.

DEPLOYMENT INTELLIGENCE

See the risk.
Follow the evidence.

One view of the robot, the policy and the site. Explore a sample assessment, then bring us your own deployment.

Hardsurance/ Deployment intelligence
SAMPLE WORKSPACE
Ready to review
DeploymentAR-12 palletising arm12 sample units / Customer factory
Evidence linked0/ 4Deployment, policy, site and fleet
Human review0/ 4Findings marked reviewed
REVIEW FINDINGS4 records
SELECTED FINDING↳ Sample policy · §4.2

Autonomous decisions

An autonomy exclusion may overlap with the robot’s normal operating task.

EVIDENCE

Sample clause 4.2 excludes injury or damage arising from an autonomous decision. The deployment uses vision-led grasp selection.

NEXT CHECK

Ask for wording that expressly addresses the autonomous task and its third-party consequences.

FROM FIRST PILOT TO A WORKING FLEET

For the teams
putting robots to work.

ROBOTICS COMPANIES

Get through procurement.

Match the policy to the task your customer is buying.

For robot makers ↗
OPERATORS & DEPLOYERS

Put the whole site in view.

Review the robots, people and equipment at each location.

For fleet operators ↗
Starting with robot arms and inspection fleets. Building toward broader physical AI.

THE HARDWARE STORY

Hardware moved forward.
Insurance should follow.

START WITH YOUR DEPLOYMENT

What are you
putting to work?

Tell us about the robot and the site. The first safety and security assessment is free.

contact@hardsurance.com ↗
01 / Policy-gap review02 / Site & fleet assessment03 / Deployment-specific terms
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