Map the system
Connect assets, software, vendors, contracts and operating locations.
The insurance copilot for physical AI
Know what your
policy misses.
Hardsurance connects how your machines operate to the clauses meant to protect them. It shows founders what is covered, what is unclear and what to fix before a claim.
Move your pointer to test the signal
RoboticsDronesData centersSpace systems
One operating record
Insurance that starts with the machine.
Not a generic chatbot. A purpose-built system that connects engineering reality to policy language.
Read the policy
Turn forms, schedules and endorsements into a structured coverage model.
Test the gaps
Compare how the company operates with what the policy actually promises.
Run the renewal
Keep evidence, decisions and carrier questions in one live record.
The physical system matters
A small dependency can carry a large loss.
Trace cooling, power, software, operators and vendors to the policy intended to respond.
Explore data centersFour operating environments
Specific by design.
Each risk model begins with how the hardware is built, deployed and controlled.
01
Robotics
Map deployed fleets, software updates, human oversight and product liability into one insurance view.
Explore ↗02
Drones
Test BVLOS operations, payloads, territory, pilot requirements and third-party liability against actual missions.
Explore ↗03
Data centers
Connect cooling, power, vendors and customer workloads before a single failure becomes a portfolio event.
Explore ↗04
Space systems
Trace transit, testing, integration, launch attachment and mission phases through the policy stack.
Explore ↗The hardware changed
Hardware evolved.
Its insurance schedule didn’t.
From the first shaped stone to orbital infrastructure, machines kept changing. The document meant to protect them often remained a list. Hardsurance turns that gap into a living operating model.
56 seconds
Why physical AI needs an insurance intelligence layer.
01 / Operating intelligence
Every signal has a story.
Follow the operating change to the policy question. Select a signal to inspect its evidence, sample statistics and next action.
Operating signals5 records
Evidence relationships3 review / 2 matched
Select a node to inspect ↗
Sample portfolio80 records checked · 11 flagged for review
02 / Policy intelligence
Turn a question into a test.
Inspect what each copilot checked, what is missing and who needs to act. Select any row to open the test record.
80Records checked
11Flagged for review
5Copilot checks
Evidence firstSelect a test to view its rule and next action
Interactive demonstration with fictional policies and sample statistics. Matched evidence is not a coverage determination. Time estimates are illustrative, not measured customer savings.
Live product simulation
See the reasoning, not just the answer.
Select an operation and watch the agents build an evidence-backed coverage decision.
PDF
Atlas Robotics — Product Liability 2026.pdf84 pages · Page 47
47 / 84
Policy endorsement
PL 14 02 §3(b)
Coverage applies to products and completed operations disclosed in the schedule and accepted by the insurer.
Parsing policy language
Coverage comparison
Robotics policy test
01Open policy PDF
02Extract clauses and schedules
03Map operating facts
04Compare policy to operation
05Prepare actions and impact
- Policy evidence
- Products and completed operations endorsement, form PL 14 02
- Operating fact
- Autonomous inspection robot, customer facility, remote software update v4.8
- Intelligence finding
- Coverage may not follow a material autonomy change after deployment.
- Recommended action
- Disclose the update cadence and add affirmative software-trigger language.
Every conclusion remains linked to an operating fact and policy clause.
Field notes
Read the risk before renewal.
Drones
BVLOS approval is not the same as insurance permission
A practical way to test operational approval, territorial language and pilot requirements before a mission leaves the visual line of sight.
Read note ↗Data centersThe cooling loop is part of the insurance perimeter
Why dependency mapping matters when facilities, utilities and customer workloads share the same failure path.
Read note ↗SpaceCoverage before launch attachment deserves its own map
Transit, integration and pre-launch testing can sit across different contracts and different policy phases.
Read note ↗Founder-led risk review
Bring one policy.
Leave with sharper questions.
A focused conversation about one operating scenario, one policy and the gap between them.